Professor Tate's Answer:
Building credit can be a slow process. Have patience and use these tips to help you get a good start. In no time you will find that you have a diverse amount of options to equip yourself with.
Find and Maintain a Stable Job
Perhaps you are already off to a good start, having had a long-term, stable job. If not, it should definitely be one of your main focuses in the immediate future. Secure a job that you can envision yourself at for many years. Stability in a job always looks good as far as credit is concerned. If you have been working at the same place for many years with a steady incline in regards to your pay check, you will come across as a stable individual who will be able to make regular payments.
Obtaining a bank account should also be at the top of your “to do” list. The point is to open one and maintain activity. This will prove that you are able to keep a bank account running, along with its transactions and deposits.
Obtain a Credit Card
Pay Your Credit Card on Time
Live within Your Means
By using these steps, you can easily build credit from scratch and be one step closer to the dreams you have for your future.
You asked, now you know!
-Professor Reel S. Tate